A Complete Guide for Buying Scooters on Low-Cost EMIs

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Low-Cost EMIs

A low-cost EMI is an offer that lets you pay for a good or service in manageable monthly instalments with no interest. This implies that there aren’t any additional costs when purchasing your item. For instance, you may choose a 3-month low-cost EMI to buy a product worth Rs. 15,000. You would be required to pay Rs. 5,000 each month for three months. This will result in a final payment of Rs. 15,000 with no interest charges. You can get this advantage while purchasing a scooter also. You save a lot of money when you get a no cost EMI scooter. Leading financing companies provide this feature on scooters.

Scooters on low-cost EMIs:

An EMI programme is available for the Ntorq 125 scooter from TVS. Customers will need to complete the transaction online using a credit card to take advantage of the low-cost EMI. Only loans with terms of three and six months are eligible for the programme. You can take advantage of this low-cost EMI offer.

A 124.8cc, three-valve, single-cylinder, fuel-injected engine powers the TVS Ntorq 125. Peak power is 9.4 horsepower, and peak torque is 10.5 Nm. According to the testing, the BS6 TVS Ntorq 125 achieves 52.6 kmpl mileage in the city and 57.6 kmpl on the highway. 

The scooter has four trim levels: Drum, Disc, Race Edition, and Super Squad Edition. The prices for the TVS Ntorq 125 start at Rs. 71,095 for the Drum model. And it is rising to Rs. 81,075 for the Super Squad Edition.

Details of all Ntorq models with low-cost EMIs:

1. Ntorq 125 Drum- 

  • Ex-showroom price- Rs. 78,506
  • RTO- Rs. 6,846
  • Insurance- Rs. 6,189
  • Other expenses- Rs. 1,880
  • Mileage- 47 kmpl
  • Engine- 124.8 cc
  • Power- 9.38 PS
  • Torque- 10.5 Nm

2. Ntorq 125 Disc-

  • Ex-showroom price- Rs. 82,961
  • RTO- Rs. 7,203
  • Insurance- Rs. 6,257
  • Other expenses- Rs. 1,880
  • Mileage- 47 kmpl
  • Engine- 124.8 cc
  • Power- 9.38 PS
  • Torque- 10.5 Nm

3. Ntorq 125 Race Edition-

  • Ex-showroom price- Rs. 86,461
  • RTO- Rs. 7,483
  • Insurance- Rs. 6,311
  • Other expenses- Rs. 1,880
  • Mileage- 51.54 kmpl
  • Engine- 124.8 cc
  • Power- 9.38 PS
  • Torque- 10.5 Nm

4. Ntorq 125 Super Squad Edition-

  • Ex-showroom price- Rs. 88,961
  • RTO- Rs. 7,683
  • Insurance- Rs. 6,349
  • Other expenses- Rs. 1,880
  • Mileage- 47 kmpl
  • Engine- 124.8 cc
  • Power- 9.38 PS
  • Torque- 10.5 Nm

5. Ntorq 125 Race XP-

  • Ex-showroom price- Rs. 90,511
  • RTO- Rs. 7,807
  • Insurance- Rs. 6,373
  • Other expenses- Rs. 1,880
  • Mileage- 54.33 kmpl
  • Engine- 124.8 cc
  • Power- 10.2 PS
  • Torque- 10.8 Nm

6. Ntorq 125 XT-

  • Ex-showroom price- Rs. 98,411
  • RTO- Rs. 8,439
  • Insurance- Rs. 6,494
  • Other expenses- Rs. 1,880
  • Mileage- 
  • Engine- 124.8 cc
  • Power- 10.2 PS
  • Torque- 10.8 Nm

How to get scooters on low-cost EMIs?

Find out the lender that offers this feature. Thereafter, check out the eligibility criteria to determine whether you are eligible for this credit line. Go for the documents if you match the eligibility criteria. Prepare all related documents to get the loan easily. 

The next step is to make an online two wheeler application for this credit line. Find out the lender’s website that you prefer. Find the online application form, fill it out with all the necessary information, and submit it. 

Thereafter, a customer care representative may contact you to help you with the further procedure. You will get your dream vehicle once the lender approves your loan application.

Listed below are some of the many advantages you can avail of with a low-cost EMI plan:

  • Every requirement you have becomes affordable- Purchasing a scooter can be a pricey affair. But you achieve this easily with a low-cost EMI loan. You may quickly finish your purchase since you don’t need a credit score or a credit card to start. 
  • Zero interest- A low-cost EMI plan offers no interest costs. This decreases the total price of your purchase.
  • Easily available- It is more convenient to buy scooty on low-cost EMI with an online loan application. Simply enter your information for the KYC procedure to access low-cost EMI. 

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